Use the slider to see your exact fine based on how fast you were going and where — plus demerit points and insurance impact.
Fine calculator
Speed over the limit
15 km/h over
Speed zone
Regular zone
Most roads & highways
School zone
Fines doubled
Construction zone
Fines doubled
Base fine
$3.75
per km/h over
Total fine
$56
Regular zone
Demerit points
0
no points
Insurance impact
Low
fine only
⚠️ Stunt driving territory. At 50+ km/h over the limit you will likely be charged with stunt driving in addition to speeding — meaning immediate roadside licence suspension and vehicle impoundment before any court date. Get legal representation immediately.
Complete Ontario speeding fine schedule
Regular speed zones
Speed over limit
Fine per km/h
Typical total fine
Demerit points
Insurance impact
1–15 km/h over
$2.50–$3.75
$40–$56
0 pts
🟢 Fine only
16–29 km/h over
$4.50
$72–$130
3 pts
🟡 10–25% increase
30–49 km/h over
$7.00
$210–$343
4 pts
🟠 25–50% increase
50+ km/h over
$9.75+
$487+ (+ stunt charge)
6 pts
🔴 50–100%+ or policy loss
School zones & construction zones (fines doubled)
Speed over limit
Typical total fine
Demerit points
Notes
1–15 km/h over
$80–$112
0 pts
Double fine in active zones
16–29 km/h over
$144–$261
3 pts
Same points — doubled fine
30–49 km/h over
$420–$686
4 pts
Significant fine exposure
50+ km/h over
$974+ (+ stunt charge)
6 pts
Stunt driving charge near-certain
What these fines don't include:
Victim Fine Surcharge (25% added on top of the base fine)
Stunt driving charges at 50+ km/h over (separate, more serious offence)
Insurance premium increases — which typically far exceed the fine itself
The real cost of a speeding conviction: A driver paying $130 to resolve a 16–29 km/h ticket is also accepting a 3-point conviction that stays on their record for 3 years. At $2,000/year in premiums, a 15% increase costs $900 over 3 years — nearly 7x the fine.
Fight the ticket — the fine is the least of it
Street Legal's licensed paralegals fight speeding tickets across Ontario. Free consultation.
Ontario Speeding Ticket Fines 2026