Is your ticket worth fighting?
Answer 5 quick questions about your situation and find out what's actually at stake — before you decide whether to pay or contest.
What type of charge did you receive?
Pick the closest match to what's on your ticket.
⚠️
Serious charge
Stunt driving, careless driving, suspended licence, no insurance, 50+ km/h over
📋
Major speeding or driving offence
30–49 km/h over, following too closely, fail to yield to pedestrian
📄
Minor speeding or driving offence
1–29 km/h over, stop sign, distracted driving, HOV, red light (officer)
📷
Camera ticket (red light or speed camera)
Issued by mail, no officer, owner liability only
How many demerit points do you currently have?
Check your driving abstract at ServiceOntario if unsure — or just estimate.
🟡
1–4 points
Some points but below warning territory
🟠
5–8 points
Getting close to interview thresholds
🔴
9+ points
In suspension territory or close to it
What type of licence do you hold?
🆕
G1, G2, M1 or M2 (novice)
Lower thresholds — consequences escalate faster
🚚
Commercial or professional driver
CDL, taxi, ride-share, or driving is your livelihood
How would you describe your insurance situation?
💰
Clean record — standard market rates
📉
One prior conviction in the last 3 years
🚫
Multiple convictions or already high-risk
What is the fine on your ticket?
What's at stake if you just pay
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